Investment Fee Impact Calculator
See how small annual fees reduce long-term investment gains. Compare no-fee, low-fee, and high-fee scenarios with an interactive chart.
Frequently Asked Questions
How do investment fees reduce returns?
Fees are subtracted from your gross return each year. A 1% fee on an 8% return leaves you with 7% net. Over decades, the compounding difference between 8% and 7% growth amounts to hundreds of thousands of dollars.
What is a typical expense ratio?
Index funds typically charge 0.03% to 0.20%. Actively managed funds often charge 0.50% to 1.50%. Financial advisors may add another 0.25% to 1.00% on top.
Does the calculator account for contributions?
Yes. Annual contributions are added at the end of each year. Both the initial investment and ongoing contributions are subject to the fee drag over the full investment horizon.
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